Your banking relationships shape what's possible — and what you're overpaying for
Benchmarked pricing, diversified risk, and the leverage that comes from knowing your options.
Trusted by international businesses:
The banking gap
One bank, chosen years ago. No benchmark on pricing. No leverage for better terms. All counterparty risk in one place. If you're £5–50m revenue, you're too big for basic banking, too small for a proactive RM. You're in the gap.
Why act now
International expansion
New markets need banking capabilities your domestic bank may not offer.
Post-fundraise cash
Above £85k at one institution? Past FSCS limits. Diversification isn't optional.
Hidden costs
0.5% difference in FX pricing on £5m = £25,000 a year.
What we do
Banking audit
Review who you bank with, what you pay, and how it compares to market.
Gap analysis
What's costing you money and what capabilities you're missing.
Bank introductions
Warm introductions to the right institutions. Not cold referrals.
Negotiation support
Know the market rate, negotiate from strength. We sit at the table with you.
Ongoing oversight
Monitor pricing, flag drift, catch hidden terms that restrict future options.
"We had no idea we were paying 1.2% on every FX transaction. HedgeFlows benchmarked us, helped us negotiate, and introduced a specialist provider. Saved over £100k in year one."
[Client Name]
CEO, [E-commerce company]
How it works
Banking review
Benchmark your setup against market.
Recommendations
What to negotiate, whether you need a second relationship, and with whom.
Introductions
We connect you and support onboarding where needed.
Quarterly check-ins
Your setup keeps pace as your business evolves.